A car accident can have serious effects on your life, your health, and your family. If you or a family member were injured by someone driving under the influence, someone who failed to obey traffic laws or who was driving recklessly, call Morgan, Collins, Yeast & Salyer first. For years, Kentuckians have turned to our law firm because:
We are focused exclusively on helping Kentucky accident victims. We don’t represent insurance companies or businesses. We represent real people who are struggling to recover from serious injuries. People just like you.
We have insider knowledge about how insurance companies work. Attorneys Roy Collins and Dan Yeast worked for insurance companies for years. They understand how insurance companies work and think. They have the knowledge, the resources, and the Kentucky Courage to fight the big insurance companies.
We know the Kentucky legal system. As local car accident lawyers, we aren’t afraid to take your case to trial to fight for maximum compensation. And if we do go to trial, guess who’s on the jury? People from Kentucky – just like our attorneys here at Morgan, Collins, Yeast & Salyer. Make sure you choose car accident attorneys who know Kentucky to help you pursue the justice you deserve after your car accident.
We provide full-service representation for car accident claims. Our attorneys do much more than take on the auto insurance companies. There are many times when we may identify that our clients also deserve workers’ compensation benefits or Social Security Disability benefits. We fight on all fronts to demand the full and fair compensation you need.
It takes courage to pick up the pieces after a devastating car accident. It takes courage to keep pushing for the justice you deserve. At Morgan, Collins, Yeast & Salyer, we provide the Kentucky Courage you need to get through this tough time.
Please contact us now to get the legal help you need. Schedule your free consultation.
How Do I Get Transportation After a Car Accident?
After an auto accident, you immediately face the hassles that come with losing your transportation. One of the first things people ask after a car accident is how to get another car, so they can get where they need to go and continue with their lives.
At Morgan, Collins, Yeast & Salyer, not only will we fight for maximum compensation for medical bills, vehicle damage, lost wages, and pain and suffering — we’ll help you get a ride.
Your Options for Getting Temporary Transportation
Your damaged car is being processed. You may never drive it again. Whether you can get it fixed — or it’s totaled — it’ll take time and money for you to get something new to drive permanently.
In the meantime, your life goes on. You and your family need the freedom to get where you need to go.
You can look in two places to quickly arrange a new car to drive:
- Your own insurance policy may have a provision to provide you a rental car after an accident.
- The other driver’s insurance policy may cover a rental car for you.
At Morgan, Collins, Yeast & Salyer, our legal team will help you navigate what your insurance offers. And as soon as we are able to identify the insurance company for the at-fault party, we will contact them to demand that they provide you with a rental car until your vehicle can be repaired or replaced.
Get Help Dealing with Insurance Companies on Property Damage Claims
The top goal of insurance companies is to make money, not help you with a new car to drive or pay you the maximum amount of compensation you are owed. That’s why dealing with insurance can be a nightmare after an accident.
You deserve full payment for your losses — and something to drive in the meantime. Contact our car accident law firm now to talk about how we can help in a free consultation.
How Are Medical Bills Paid in Car Accident Cases?
One of the biggest pressures you will face after you’re hurt in a car accident is how to pay for your immediate medical treatment. Those bills pile up fast.
You’re hurting, and the last thing you want is to wrangle with an insurance company to get medical care. But insurance companies often just make things complicated. Health insurance companies don’t want to pay if they think car insurance companies should cover your injuries. Car insurance companies always look out for themselves first, not for you.
You would think they would understand you need help. The car accident lawyers at Morgan, Collins, Yeast & Salyer understand. We work quickly to identify solutions for paying your medical bills so you don’t have to worry about it.
These are sources of money to pay for your medical care early in your case:
- Your own car insurance company. In Kentucky, the insurance carrier for the car you’re in at the time of the accident is responsible for a portion of your medical bills, usually up to $10,000.
- Your private health insurance. Your health insurance policy may pay for your medical treatment related to the accident.
- Medicaid. If you have Medicaid health care coverage, designed for people with limited incomes, that coverage may pay for your medical care.
- Medicare. If you have Medicare coverage for people over 65 or people with disabilities, that may provide coverage for your injuries.
One of the first steps we take is to make sure your health insurance carrier has the information it needs about your accident. Sometimes under Medicaid, for example, doctors refuse to treat you because they think car accident injuries should be covered by someone else.
The attorneys at Morgan, Collins, Yeast & Salyer stand up for you at every step in the process. You don’t have to pay anything for us to evaluate your case. Get your free consultation now!
How Much Is My Case Worth?
There is no easy answer to this question. Many factors including the severity of your injuries, the amount of medical expenses and lost wages, as well as the amount of available insurance coverage, determine the amount of compensation you may receive.
If you’re injured in a car accident, you have the right to seek compensation for damages such as:
- The cost to repair your vehicle
- Current and future medical bills related to your injuries
- Permanent disabilities
- Lost wages
- Reduced earning potential for the future
- Pain and suffering
It can be intimidating to take on the insurance companies. Do not let them undervalue your claim. Call our auto accident lawyers before you talk to the insurance companies.When to Get an Attorney for a Car Accident
You may think that calling a lawyer immediately after an accident seems like overkill. After all, you may think you’re going to get better, and that insurance will cover all your medical treatment — or at least that’s what you hope.
So when do you really need to get an attorney for a car accident?
The answer: If you were injured, as soon as you can. Even if you don’t think your accident was a major one.
The reason is that these situations can quickly get more complicated than you realize. You need to take steps now to protect your right to maximum compensation for your injuries. Working with a car accident lawyer early on can be the best way to ensure you are fighting for what you are truly owed.
Why Get an Attorney for a Car Accident?
- Your expenses start immediately. Your medical bills start piling up on day one. An attorney helps you determine how to cover all the medical treatment you need.
- You can’t trust insurance companies. Even if a claims adjuster seems friendly on the phone, the insurance company is more worried about its finances than about you getting all the payment you deserve.
- Evidence, and people, disappear quickly. Believe it or not, sometimes the other driver becomes hard to find soon after an accident. If you have a lawyer early on, your lawyer can prevent that driver’s insurance company from refusing to help you.
- Your injury turns out more complicated than you thought. It’s not unusual to notice more pain in the days after an accident — or have complications from your injuries at a later time. Signing a settlement with an insurance company too soon without a lawyer’s guidance could leave you unable to get help for rising medical costs.
- You can seek many different kinds of damages. You might be qualified to receive more than the cost of medical bills and your damaged car. A lawyer can help you seek compensation for other damages, like pain and suffering, lost wages, and even the loss of companionship if you’re the partner of the injured person.
- You pay no fee until you win compensation. You need to realize that it doesn’t cost you more just to get a lawyer on your claim sooner. Personal injury lawyers are paid from a percentage of the final settlement you receive. You don’t pay unless you win. If you have a lawyer, you might end up receiving more because your lawyer can negotiate a higher settlement.
You can bet the insurance company will have lawyers. You deserve a lawyer on your side, too.
Don’t let insurance or the other driver shortchange you and leave you struggling to recover from your accident. Don’t shy away from demanding everything you need to move on with your life.
The Kentucky car accident attorneys at Morgan, Collins, Yeast & Salyer make sure you are protected under the law. Get your free case evaluation now.
Statute of Limitations on Kentucky Car Accident Lawsuits
Every state places a time limit on how long you have to file a personal injury claim after a car accident. In Kentucky, that time limit ─ known as the statute of limitations ─ is two years from the date of the accident.
In addition to the time limit placed upon you by state law, the insurance company will also have deadlines for filing a claim for compensation. This is why it is crucial that you speak with a Kentucky car accident lawyer as soon as possible.
What to Do After a Car Wreck
The moments after a car accident are a blur. Your heart is racing. You’re hurting. You’re not sure what happened. You’ve only barely begun to realize the ways this trauma might change your life.
You need medical care right away. But you also need to take certain steps to protect you later on. You’re going to need Kentucky Courage. At Morgan, Collins, Yeast & Salyer, that’s what we provide.
Follow these five steps to protect your legal rights — and your chances of winning maximum compensation — after a crash:
- See a doctor right away, even if you don’t think you’re injured.
If you’re obviously hurt, then of course your priority should be getting medical attention. Your well-being comes first. Then, later on, records of your treatment will become an important part of your case for personal injury compensation.
But sometimes your injury may not be obvious. The spike of adrenaline you get after a sudden, shocking crash might be masking an injury. At Morgan, Collins, Yeast & Salyer, we see this regularly with our clients: The next day, or the day after, someone in an accident starts feeling pain they didn’t notice at first.
This is why you should see a doctor right away, no matter what. If you wait too long, an insurance company could try to argue your injuries were caused by something else.
- Don’t give a statement to an insurance carrier.
As soon as your insurance company, or the carrier for the other driver, hears about your accident, they may want you to give them a statement. Don’t do it. Talk to a lawyer first. You want to make sure you don’t say anything that hurts your chances of seeking maximum compensation down the road.
Politely tell the insurance representative that you don’t feel comfortable talking at this time — and you’re going to go see a doctor.
- Get names of witnesses.
People passing by when your accident happened can be hard to capture. Get their names and contact information before they move on. You might never be able to find a witness again.
- Get photos of the accident scene.
If your physical condition allows it, take pictures. Show how the vehicles are situated compared to each other right after the collision. Take photos of the damage to the cars and your injuries.
Of course, if it’s unsafe to leave your car where it ended up, and it’s possible to move it out of traffic lanes, then move it.
- Get a lawyer before evidence and people disappear.
The faster you get a car wreck lawyer after an accident, the better off you’ll be. Sometimes you have to act fast because the person who hit you becomes hard to find.
Our attorneys can serve the other driver with a lawsuit within 24 hours. Even if the person disappears, his or her insurance company will still have to answer for the lawsuit.
If you don’t file suit right away — and the person moves and becomes hard to track down — their insurance company may use the opportunity to say they aren’t sure who was at fault and can’t take your word for it.
And one more word of caution: Be wary of attorneys or medical providers who contact you unsolicited. Seek out your own lawyer. Insurance companies always look out for themselves first. Attorneys Roy Collins and Dan Yeast saw that firsthand when they worked for insurance companies. So now they work for everyday Kentuckians like you.
Get your free consultation now.
What You Need to Know About Dealing with Insurance Companies
Insurance companies think they’re so big that they can just push Kentuckians around. And honestly, some car accident lawyers in Kentucky let the insurance companies do just that. At Morgan, Collins, Yeast & Salyer, we don’t. We work for you.
Most of the time, these big insurance companies will try to pressure you into accepting a quick settlement. Talk to an experienced car accident lawyer first. If you don’t, you may walk away with pennies on the dollar.
Before you sign anything, check with us. We’ll help you avoid the common mistakes most people make when dealing with insurance companies.
And always remember: The adjuster does not work for you. Adjusters work for the insurance companies. And the insurance companies will do everything they can to pay you as little as possible. If you’re having trouble dealing with an insurance adjuster, a lawyer can help you.
After a car accident, let one of our personal injury attorneys deal with the adjuster and the insurance company so you can focus on getting better.
Common Car Accident Injuries
Injuries from an auto accident can upset your whole life. You may be dealing with physical pain on top of the emotional effects and financial fallout of a car or truck accident. You might be forced out of work temporarily, or worse. It’s natural to be overwhelmed after an accident.
That’s where our lawyers come in. We manage every aspect of your car accident injury claim to take the pressure off you. Our car accident attorneys are extremely knowledgeable about all types of catastrophic injuries, and we will fight for the full financial relief you need.
Some of the common injuries we see that can lead to payment after an auto accident include:
- Back and neck injuries
- Spinal cord injuries
- Head and traumatic brain injuries
- Broken bones
- Soft-tissue injuries (muscle, tendon, or ligament injuries)
- Arm and leg injuries
- Internal organ damage
- Anxiety and emotional distress
If you are coping with serious injuries from an auto accident, you may feel vulnerable ─ overwhelmed by the ripple effects this has on your life. All you want to do is move past it.
The insurance company knows this, too. An insurance adjuster will try to take advantage, offering you a quick solution that seems fair at first glance. You might be tempted to just get it all over with. Don’t fall for it.
Let the car accident attorneys at Morgan, Collins, Yeast & Salyer stand by your side and fight for you every penny you deserve for your injuries and the losses you have suffered.
Talk to a Kentucky Car Accident Attorney Now
While you may be a good driver who follows the laws and rules of the road, other drivers may not be as cautious as you. If you’re seriously injured by another motorist while driving, let us help you demand the fair compensation you deserve.
Contact Morgan, Collins, Yeast & Salyer right away to set up your free consultation. And find out how Kentucky Courage can help you get through this.