man on the phone calling for help after a car accident

Many people are familiar with the burden of proof in a criminal trial, the concept that prosecutors must prove guilt “beyond a reasonable doubt.” However, civil cases are different. The burden of proof is lower. In a civil trial, such as a car accident injury claim, the plaintiffs must prove…

man texting while driving in a car in Kentucky

Could Kentucky adopt a tougher law restricting texting or using cell phones while behind the wheel of a car this year? State Rep. James Tipton of Taylorsville has introduced a bill to do so, and he has six co-sponsors, according to the Louisville Courier Journal. If the “Phone-Down Kentucky Act” becomes…

drivers discussing over a car accident

The answer is yes, Kentucky is a no-fault state, meaning that Kentucky’s auto insurance laws require owners of cars and trucks registered in the Commonwealth to have Personal Injury Protection (PIP) auto coverage, which is commonly known as no-fault insurance. The PIP policy in Kentucky pays for medical expenses, lost…