Broken cars after a collision

Car accidents can be physically, emotionally, and financially devastating. Whether they occur on high-speed highways such as US 27 or residential streets in Somerset, automobile accidents can have long-lasting effects. You should not be saddled with the medical expenses caused by someone else’s carelessness or negligence.

The experienced car accident lawyers at Morgan, Collins, Yeast & Salyer are dedicated to seeking just compensation for injured people in Somerset. If car accident injuries have disrupted your life and threaten your financial future, turn to our attorneys for trusted legal guidance. We offer the compassion, understanding, and aggressive advocacy you need.

Contact us today to learn more in a free consultation.

Reasons Why You Need Our Somerset Car Accident Attorneys

If you want the best chance of maximizing your car accident compensation, you need to work with experienced personal injury attorneys prepared to fight for your rights. It takes courage to stand up to big insurance companies. The attorneys at Morgan, Collins, Yeast & Salyer have the Kentucky Courage to help you demand what is rightfully yours.

Our Somerset car accident lawyers can review your case for free, investigate the accident to determine liability, gather evidence, negotiate with insurance companies, and take your personal injury case to court if necessary. You won’t owe a dime unless we obtain money for you.

Our injury attorneys have a reputation for tenacious representation that includes a long record of substantial recoveries, including:

  • $5,275,000 for a car wreck in Laurel County
  • $260,000 for a car wreck in Clay County
  • $150,000 for a car wreck in Jackson County
  • $150,000 for a car wreck in Whitley County

We recognize that our clients are struggling to overcome serious injuries and regain control of their lives. We pride ourselves on our legal team’s understanding and compassionate support. We are honored by the many heartfelt testimonials from former clients, such as this one:

“I had a wonderful experience with this firm. I was injured in a car wreck and they made the process as easy and seamless as it could be. I cannot recommend a firm more highly. I was awarded the full settlement without having to step foot in a courtroom.” – Bettina H.

What Types of Compensation Might Be Recovered in a Somerset Car Accident Claim?

If you have a personal injury claim, you may seek compensation for your financial losses and the physical and emotional damage caused by an accident. Your car accident attorney will likely seek the following:

  • Medical expenses from medical providers
  • Lost wages
  • Pain and suffering
  • Emotional distress

In certain circumstances involving extreme negligence, you may be entitled to demand punitive damages. For example, if you were involved in an accident on the Cumberland Parkway where the other party was speeding and extremely intoxicated, your attorney may argue that the liable party’s actions warrant punishment in the form of punitive damages on your behalf.

Is Kentucky a No-Fault State for Car Accident Claims?

Yes, Kentucky is a no-fault state regarding car accident insurance claims. That means your insurance policy pays your initial car accident claim regardless of who caused the accident, up to a specific limit.

Kentucky law mandates that automobile owners have basic Personal Injury Protection insurance (PIP), which covers the policyholder’s medical bills, lost wages, and other out-of-pocket costs for up to $10,000 after a car accident. If your injuries are serious, you may file a claim and seek compensation from the liable party and their insurer.

What Happens If the Other Driver Does Not Have Insurance?

If an uninsured driver hits you, you can seek payment of medical bills through your PIP coverage. Suppose the at-fault driver lacks insurance coverage or doesn’t have enough insurance to cover your losses. In that case, you may be able to secure additional compensation through your uninsured/underinsured motorist (UM/UIM) coverage. It’s important to have an experienced Somerset lawyer evaluate liability for a car accident and explain your legal options as soon as possible.

What Is the Deadline for Filing a Car Accident Claim in Kentucky?

In Kentucky, you generally have two years from the accident date to file a personal injury lawsuit and pursue compensation. Remember that the legal process can move slowly, evidence can get lost, and insurance companies may employ stalling tactics to delay paying a claim. It is to your advantage to consult a lawyer as soon as possible after a serious car wreck. While you recover from your injuries, your attorney can gather the relevant information to prove liability and the documentation needed to submit a claim. Your attorney can deal with the insurance adjuster.

What Are the Most Common Causes of Car Accidents in Somerset, KY?

The most common causes of car accidents in Somerset include:

  • Distracted driving
  • Impaired driving
  • Speeding
  • Failure to yield
  • Aggressive driving
  • Poor road conditions

Our lawyers can investigate how the accident occurred, identify any potentially liable parties, and pursue maximum compensation.

What Types of Injuries Can Result from a Somerset Car Accident?

Car accidents can cause a wide range of injuries. Some of the most common car accident injuries include:

  • Whiplash and soft tissue injuries
  • Bone fractures
  • Cuts and lacerations
  • Spine and back injuries
  • Traumatic brain injuries (TBI)

Part of determining responsibility for a car accident is showing the damage the accident caused. Please make sure to keep all medical records carefully organized and safely stored.

What Should You Do If You Have Been Involved in a Somerset Car Accident?

If you’re involved in an auto accident in Somerset, you should first call the police and seek medical attention. After that, be sure to do the following:

  • Call a car accident lawyer. An experienced lawyer can lead you through the process of seeking compensation for a car accident, helping you avoid missteps and missed deadlines while offering support during this difficult time. Call one as soon as possible.
  • Document the accident scene. Take photos and videos of visible injuries, vehicle damage, accident debris, skid marks, traffic signals, weather, and road conditions. Ask the investigating officer when you can obtain a copy of the police report.
  • Collect information. Gather the names, contact information, driver’s license numbers, and insurance details from all involved parties, and the contact information of all witnesses.
  • Keep records. Keep all medical and financial records, receipts, pay stubs, invoices, communications, costs of necessary repairs, and any other documents related to the accident.
  • Be careful when speaking with insurance. Insurance companies are not your friends, even if you are the insured person on the policy. When speaking with an adjuster, you should never admit fault and decline to provide a recorded statement until you consult an attorney.

Get Help from Our Somerset Car Accident Attorneys Now

If you’ve suffered injuries in a car accident caused by someone else’s negligence, you need an experienced personal injury attorney to guide you through the insurance claims process and protect your rights. The team at Morgan, Collins, Yeast & Salyer will advocate aggressively for the full compensation you deserve.

Contact us 24/7 at (877) 809-5352 for a free consultation with a Somerset car accident lawyer.