Get the Maximum Compensation for Your Pain
Everyone experiences back pain at one time or another. But if your back injury is so bad it keeps you from working, you’ll feel emotional and financial pain, too.
You need options to help you cover your bills and lessen the stress on you and your family.
If you have serious back problems, or you’re caring for someone who does, two types of benefits could bring financial relief:
- Social Security Disability provides long-term financial benefits when you can’t work.
- Workers’ Compensation provides financial and medical benefits when your injury happened at work.
But they don’t hand out disability or Workers’ Comp freely.
The Social Security Administration (SSA) turns down most people for disability. And Workers’ Comp insurance companies look for ways to give you less than you need.
Experienced attorneys know how to deal with these issues and win maximum benefits for you.
The lawyers at Morgan, Collins, Yeast & Salyer have years of experience helping hardworking Kentuckians suffering from serious back problems.
Your Back Injury & Social Security Disability
Social Security has two kinds of disability benefits:
- Social Security Disability Insurance (SSDI)-– You qualify if you’ve worked and paid enough taxes into this system.
- Supplemental Security Income (SSI) –– You qualify if you have limited work history and financial resources.
Both offer monthly financial benefits to help you meet your financial obligations for as long as you can’t work.
To qualify for Social Security Disability benefits, you need to prove your back pain, lack of motion or other related problems are serious, not just routine pain or stiffness people get as they age.
Social Security has a “Blue Book” explaining how to qualify, including a listing of impairments.
Among back problems the SSA recognizes are:
- Herniated (slipped or prolapsed) disc
- Degenerative arthritis
- Degenerative disc disease
- Fractured vertebrae
If your back problem doesn’t specifically match an SSA listing, you can still qualify for benefits based on the seriousness of your condition and how it limits your ability to work.
The evidence you present is critical to a successful application. Medical evidence is the foundation.
This includes records of doctor visits, results of MRIs, X-Rays, CT scans or other tests, and details about treatments you’ve received.
You can try doing it yourself, but mistakes can lead to delays and denials.
Working with a professional on your disability case is low risk. You don’t pay an attorney’s fee until you win. And at Morgan, Collins, Yeast & Salyer, it costs you nothing to talk to us and get started.
Your Back Injury & Workers’ Comp
If you were at work when you hurt your back, you’re likely covered by Workers’ Comp.
Common workplace injuries include sudden traumas:
- Slips, trips, and falls
- Dangerous contact with equipment or falling objects
- Workplace violence and injuries caused by another person
- Vehicle accidents
Your back problem can also develop slowly, through a repetitive motion that causes pain to worsen over weeks, months or even years.
If any of these things happen to you, Workers’ Comp is designed to pay for:
- A portion of your lost wages
- Your medical coverage
- Medical devices and prescription drugs
- Payments for loss of hearing, eyesight, facial disfigurement, loss of use of a limb or extremity (hand, foot, finger, etc.)
- Death claims when a loved one is killed in an incident on the job
Too often, your employer’s Workers’ Comp insurance company looks for ways to save money — instead of paying you the maximum benefits you’re owed.
Sometimes, a zealous supervisor may try to rush you back to work too soon, or try to have you replaced.
Don’t take them on by yourself.
The lawyers at Morgan, Collins, Yeast & Salyer know the Kentucky Workers’ Comp system inside and out. And we’ve got the Kentucky Courage™ to fight for your rights under the system.
Because we focus on both Social Security Disability law and Workers’ Comp, we can even help you determine if your back injury could qualify for both kinds of benefits.
Get us on your claim from the very beginning, to make sure you get ALL the compensation you’re entitled to receive.