Between Social Security and workers’ comp temporary total disability benefits, you are entitled to receive no more than 80 percent of your highest year’s earnings or your time loss compensation or pension rate, whichever is higher.

Social Security will reduce any retroactive benefits based on the wages you were receiving from the temporary total disability.

Similarly, the DWC will reduce your ongoing benefits based on your Social Security benefits.

Applying for Social Security benefits is ideal if you know you will be disabled for at least one year. Call Morgan, Collins, Yeast & Salyer if you have questions about either program.