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While most workers’ compensation claims involve traumatic injuries suffered in the workplace, the insurance program for employees also covers occupational diseases. An occupational disease is any ailment that arises out of an individual’s employment. Workers’ compensation is insurance that most employers are required to purchase to protect their employees. It provides benefits to employees who have developed […]
People involved in car crashes frequently suffer broken ribs. The force of an airbag inflating or the impact of the torso hitting a door panel, steering wheel or seat back can crack one or more ribs. The problem with broken ribs is that the jagged edge of a broken bone can damage internal organs, such […]
Many people who receive Social Security Disability Insurance (SSDI) payments think that if they do any kind of work for money, they will lose their disability benefits. But the law does provide a trial work period during which you can work and still draw disability benefits. The Social Security Administration (SSA) allows SSDI recipients to […]
After a car accident, the law enforcement officer who responds to the scene of the crash will produce an accident report. The report contains the names and contact information of the drivers involved, vehicle descriptions, insurance information, and the responding officer’s opinion as to what happened. It will also state whether a ticket was issued […]
Distracted drivers cause many car accidents in Kentucky. According to the Kentucky Department of Transportation (DOT), some form of distraction is a contributing factor in nearly 80 percent of all crashes and 65 percent of near-crash events. Distractions take many forms. Highway safety advocates have focused attention on the dangerous distraction posed by drivers using mobile phones […]
It is not unusual after a car accident for everyone involved in the crash to have a different explanation about what happened. People’s memories can be tricky, especially after a traumatic event. This is why law firms such as Morgan, Collins, Yeast & Salyer sometimes seek the help of accident reconstruction specialists to determine what […]
No, automobile owners in Kentucky are not required to have uninsured motorist coverage. Even so, most drivers in the Commonwealth do have insurance to protect against drivers without insurance. Insurance companies writing policies in Kentucky are required to offer uninsured motorist protection to anyone who purchases an auto liability insurance. Unless you specifically rejected in […]
In many cases, a worker who has suffered a traumatic physical injury on the job suffers related psychological harm as well. How a worker may react to physical trauma – a deep cut, electrical shock, fall from great height, or loss of a limb – differs for each individual. But it is well established that […]
Warehouse workers and material movers employed in warehouses that are part of wholesale and retail operations shelve and retrieve freight, stock or other materials. Warehouse employees may work on elevated loading docks and around conveyors, forklifts, and electrical systems common to industrial settings. Warehouse workers lift and carry heavy objects. Their work is repetitive and […]
Under Kentucky’s workers’ compensation laws, a worker who has been injured on the job or developed a work-related illness may receive paid medical care. All medical payments are the responsibility of the employer and are usually handled by a workers’ compensation insurance administrator. The injured worker is not required to make co-payments for medical treatment […]