Tips to Deal with Insurance Companies After a Car Accident

insurance claim adjuster in Lexington, KY

If you have significant injuries from a car crash caused by another driver in Lexington, Kentucky, you should allow an experienced personal injury attorney to handle your dealings with the insurance companies.

The information provided to the insurers after a collision can significantly affect the determination of fault and the amount of money available to cover your medical bills, lost income, and other losses.

The attorneys at Morgan, Collins, Yeast & Salyer have helped many injured people stand up for themselves and demand justice after serious accidents caused by the carelessness of others. Our attorneys are known for the Kentucky Courage they bring to the case to help injured people.

Understand Your Policy

To start, an attorney can review your insurance policy and help you understand the types of coverage you have, what it covers, and what it requires you to do in exchange for that coverage. Auto insurance policies typically require the policyholder to notify the insurer of any accident.

If another driver was at fault, an attorney can review the other driver’s insurance and determine the coverage limits. It is best to have an attorney deal with the other driver’s insurer on your behalf.

Document Everything for Evidence

Strong cases are built out of good evidence. Take photos of the accident scene, vehicle damage, and any visible injuries. Get the other driver’s contact and insurance details. Write down the series of events that led to the accident in your own words. You should also collect witness information. Your attorney can gather statements from witnesses to the accident and obtain a copy of the police accident report when it is available.

Be Honest

Honesty is critical when dealing with insurance companies after an accident. Any attempt to mislead a car accident insurance adjuster could have severe consequences, including the denial of your claim. You should report the accident to your insurer, as required by your policy. But don’t agree to give a recorded statement until you’ve consulted an attorney. It’s best to let an experienced Lexington personal attorney deal with the insurance providers. Our attorneys can communicate with the at-fault driver’s insurer on your behalf and provide the information needed to process your claim.

Insurance companies will take your claim more seriously if you have an attorney representing your interests.

Keep Track of Expenses

Car accidents can produce lots of expenses, including medical bills, vehicle repair costs, and lost income. Keep records of all these expenses associated with the accident. If you pursue a personal injury claim, you may seek reimbursement for the expenses you incurred as a result of another driver’s carelessness. Remember to track incidental costs, such as rental car expenses and travel costs to medical appointments.

Hire an Experienced Attorney

Dealing with insurance providers after a wreck can be stressful and frustrating. You are at a decided disadvantage if you do not have an attorney advocating on your behalf. To maximize your chances of recovering fair compensation, hire a car accident lawyer as soon as possible.

The Lexington personal injury lawyers at Morgan, Collins, Yeast & Salyer understand the intricacies of insurance claims. Our attorneys can negotiate with insurance companies on your behalf and seek meaningful compensation for you while you focus on your health and recovery.

Get in Touch With the Best Car Accident Lawyers in Lexington, KY

If you were hurt in an accident someone else caused, you may have the right to seek compensation for your losses. A strong advocate can make all the difference in dealings with insurance companies. Call Morgan, Collins, Yeast & Salyer today at (877) 809-5352 for a free consultation to learn more about how we can help you.

About the Author

I grew up in Johnson County and eastern Kentucky, all the way through Alice Lloyd College in Pippa Passes. After law school at Valparaiso University in Indiana, I came straight back to Kentucky to practice personal injury law. All I wanted to do was help people from my home, my Kentucky neighbors when they’ve been hurt by others.