Finding Out If You Have a Valid Personal Injury Claim

do you have a valid personal injury case?

Suffering a serious injury in an accident, such as a car accident or a slip and fall accident, can turn your life upside down and cause great financial harm. Medical bills and disruptions in the ability to work can leave an individual with significant medical debt.

Talk to an attorney at Morgan, Collins, Yeast & Salyer to get a clear understanding of your legal options and whether you have a valid personal injury case. In Kentucky, as in other states, if someone else is responsible for your personal injury, you may have the right to seek compensation for your losses – usually through their insurance provider.

Our attorneys have had the privilege of helping many injured Kentuckians rebuild their lives. We offer a free, no-obligation consultation to review the circumstances of your injury. If we see a way forward and you wish to proceed, we’ll be ready to draw upon our Kentucky Courage to fight for every dime you are owed. Contact us now.

Not all accidental injuries lead to personal injury claims. But if you have suffered a serious injury due to someone else’s negligence and you are burdened with medical debt, you may have the right to pursue a claim. You should consult an experienced Kentucky personal injury lawyer as soon as you are able.

Taking on a big insurance company in a personal injury claim requires grit and determination. It takes courage to stick to your guns when you are struggling with serious injuries. At Morgan, Collins, Yeast & Salyer, we bring the Kentucky Courage needed to stay the course and demand financial accountability to help you rebuild your life.

What Is a Personal Injury Claim?

A personal injury claim seeks compensation for losses an individual has suffered due to a traumatic injury that was somebody else’s fault. The claim asserts that the at-fault individual or business caused your injury through negligence, recklessness, or misconduct and should compensate you for certain specified losses.

Morgan, Collins, Yeast & Salyer handles a wide range of personal injury claims, including cases involving:

Before filing a lawsuit, our attorneys at Morgan, Collins, Yeast & Salyer may first send a demand letter to an insurance company that has provided insurance coverage to the defendant, such as auto liability insurance or business liability insurance. If the insurance company refuses to pay the claim, then we would be prepared to file a personal injury lawsuit, which asks a judge or jury to order payment of compensation.

How to Determine If You Have a Valid Personal Injury Claim

A personal injury lawyer from Morgan, Collins, Yeast & Salyer can help you evaluate whether you have a valid personal injury claim. We would be glad to meet with you in Lexington or at any of our office locations in Kentucky.

We may be able to tell you whether you have a valid personal injury claim in a free initial consultation. Our objective is to help you recover compensation for your losses. We do not charge a legal fee unless we secure money for you in an insurance settlement or court award.

For a personal injury claim to be successful, we must be able to persuade the insurance company or a court that the defendant:

  • Had a duty of care to act in a manner that would not injure others – such as the duty we all have to drive safely when sharing public roads
  • Failed that duty, either through negligence, recklessness (disregard for others’ safety), or intentional misconduct
  • Caused or contributed to your injury through their negligence
  • Caused an injury that led to losses that can be made better with a monetary payment.

We need to be able to prove who is responsible for the accident that left you injured. It could be an individual, a business, a civic organization, or even a local government agency.

To have a claim, you must have suffered injury or loss that compensation can make better. The amount of your loss must make the expense of pursuing a claim worthwhile.

In Kentucky, damages may be awarded in personal injury lawsuits for:

  • Medical expenses
  • Lost income
  • Reduced earning capacity
  • Property damage (such as in a car accident)
  • Pain and suffering
  • Emotional distress
  • Loss of consortium

After most serious injuries, you will have incurred losses that may be compensated in a personal injury claim. An experienced personal injury lawyer will calculate the full extent of your losses and seek the maximum compensation you are allowed by law.

What To Do If You Have a Valid Personal injury Claim

After an accident, your first order of business is to get medical help. Because you have read this, you or a companion may be able to take steps to strengthen a potential personal injury claim:

  • Report the accident to the police, property owner, or other authorities to get it on the record. Get a copy of the report or find out how to get one.
  • Contact a personal injury lawyer to discuss your legal options.
  • Get names and contact information from witnesses.
  • Take photos of the accident scene and anything that will help show what happened.
  • After you’ve had medical care and things have settled down, record what happened in your own words (in writing, audio, or video).
  • Follow all doctors’ orders about medical care.

Contact Our KY Personal Injury Claim Attorneys

At Morgan, Collins, Yeast, and Salyer, our mission is to help Kentuckians who have been hurt and need a trusted advocate to fight for their best interests. Our legal team has the necessary experience and resources to assess what has happened to you and pursue the compensation you deserve. We have a network of investigators, medical experts, forensic engineers, and other experts who can help us investigate and substantiate your claim.

Contact our lawyers today for a free consultation. We’ll look at your case from every angle to find a way to get you the compensation you deserve.

About the Author

The state motto of Kentucky is: “United we stand. Divided we fall.” That principle really guides the strength and Kentucky Courage™ of Morgan, Collins, Yeast & Salyer.