Were you injured in an accident someone else caused? If so, you may be wondering about the medical expenses you’re facing. Shouldn’t the person who hurt you be paying them?
When it comes to personal injury medical expenses, you need the experienced Kentucky personal injury lawyers at Morgan, Collins, Yeast & Salyer to help you seek the compensation you deserve. The lawyers you see on TV are the same ones you’ll work with in real life. We’re lawyers who advertise, not advertisers with law degrees.
The personal injury lawyers of Morgan, Collins, Yeast & Salyer are eager to talk with you about your case. Contact us now for a free consultation. Let’s discuss how we can help you get your medical bills paid.
Recovering Medical Expenses – Top 5 Facts You Need to Know
When you suffer significant injuries caused by someone else, you can pursue compensation for your medical expenses after an accident. Keep these five important facts in mind:
1. You must prove the medical necessity of your treatment-related expenses.
Insurance companies don’t make money if they pay too much for claims. They may argue, for example, that there were less expensive treatments that would have worked just as well, that the treatments you had were experimental and so they aren’t covered, or that you didn’t actually need the treatment. You may need to have your doctor provide in-depth explanations of why each procedure or treatment was necessary.
2. You must document everything.
Document every detail about your injury from the day it happened until the day your case is resolved. Keep all the documentation you get from the doctor’s office. Keep the paperwork that comes with your prescriptions. Track your pain levels. Record which doctors you saw on which days and what treatment they provided. Record the mileage to and from the doctor’s office. All this information can affect the amount the insurer pays for your medical expenses.
3. Insurance companies do not pay your medical bills directly.
After you get hurt, you may ask yourself, “Who pays for medical expenses after an accident?” The answer to that question may be that you do, at least initially. Often, the at-fault party’s insurer does not pay your individual medical bills as your treatment goes along. They add up the cost of all the medical treatment you’ve had and include that amount in a settlement offer.
In the meantime, your health insurance, your personal injury protection (PIP) from your auto insurance (if you were injured in a car accident), or other medical coverage you have may pay your medical bills. Otherwise, you may pay them out of pocket. In some cases, medical providers will put a lien on your settlement instead of requiring you to pay them at the time of service. The insurance companies that pay medical expenses on your behalf may expect to be repaid once you get a settlement.
4. Medical expenses affect your final settlement amounts.
Your medical expenses – including both past medical bills and future medical costs – will likely play a significant role in the calculation of the pain and suffering portion of your settlement. The more detailed and complete your records of medical bills, prescriptions, mileage, assistive devices, and any other medical items you have required for your treatment, the greater your final settlement could be.
Additionally, a thorough record of the course of your treatment that shows all your medical visits, physical therapy sessions, or the amount of time required to get back to your usual healthy self can provide substantial evidence that you are owed a significant amount of money for the physical and emotional toll the accident had on you and your life.
5. You need an experienced personal injury attorney from Morgan, Collins, Yeast & Salyer.
Although it is possible to file a personal injury claim without a lawyer, doing so is short-sighted. You will have to figure out the legal process of filing a claim, determine what evidence is needed to support your claim, gather the evidence, argue with insurance companies about what is fair, and potentially represent yourself in a trial.
Your wisest option is to hire a personal injury lawyer from Morgan, Collins, Yeast & Salyer to handle all the legal details for you while you focus on healing.
How Does a Kentucky Personal Injury Attorney Help Your Case?
Our Kentucky personal injury lawyers can help your case in many ways. For example, we can:
- Investigate the accident.
- Identify all potentially liable parties.
- Determine the policy limits of the applicable insurance policies.
- Gather evidence that supports your claim.
- Handle all communications with the insurance company, medical providers, and others involved in your claim.
- Negotiate with the insurer for a full settlement.
- Negotiate with your medical providers for reduced fees or reduced liens they have against your ultimate settlement or award.
- Represent you in court if no settlement can be reached.
Why Choose Morgan, Collins, Yeast & Salyer to Handle Your Claim for Medical Expenses?
At Morgan, Collins, Yeast & Salyer, we are locals. We live in Kentucky and raise our families in Kentucky. We’re committed to serving Kentuckians who were injured by others.
Your first meeting with us is free, so we can get to know you, learn about your case, and advise you about your best options.
We have won over $400 million for our previous clients, and we would be honored to represent you, too. If you need medical care, we can help you find appropriate care and document all your expenses. We can look for multiple avenues of compensation in your case and pursue them to the end.
Our team will take care of everything. You won’t have to worry about your claim, because we will update you whenever something happens. We will always answer your questions.
Call Today for a Free Consultation with Our Kentucky Personal Injury Attorneys
The Kentucky personal injury attorneys of Morgan, Collins, Yeast & Salyer are prepared to help you seek the maximum possible compensation for the medical expenses you incurred when someone else caused an accident and hurt you.
Don’t try to handle your personal injury case yourself. Let our law firm help you avoid errors and seek the money you need. Contact our office today at (877) 809-5352 for a free consultation.