In Kentucky, you must carry basic personal injury protection insurance (PIP) if you drive a car. This insurance will cover your initial medical expenses and a portion of your lost wages after a car accident. Basic PIP insurance will cover up to $10,000 regardless of fault. Filing a lawsuit to recover your economic damages might be possible under certain conditions.
You might be able to file a personal injury lawsuit if the accident meets certain thresholds:
- Over $1,000 in medical expenses
- A broken or fractured bone
- Permanent disfigurement
- Permanent loss of a bodily function
- Death