The answer depends on your insurance coverage. Drivers with no-fault insurance coverage can file a claim with their insurance provider to help cover their medical expenses. While Kentucky does not require drivers to carry uninsured and underinsured motorist coverage, those who choose these coverage options can also seek compensation from their insurance company for their losses. If a driver opts out of no-fault coverage, they may attempt to file a lawsuit against the at-fault, uninsured driver.
Talking to an experienced Fayette County car accident attorney is the best way to determine the path forward in your particular situation.