[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/#Article","mainEntityOfPage":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/","headline":"Employers\u2019 Liability Insurance vs. Workers\u2019 Compensation","name":"Employers\u2019 Liability Insurance vs. Workers\u2019 Compensation","description":"Workers\u2019 compensation is a \u201cno-fault\u201d insurance program administered by the state to protect both employees and employers in Kentucky after work-related injuries occur. Workers\u2019 comp pays the injured employee\u2019s medical bills and about two-thirds of their wages as they recover, even if the employee was responsible for their injury. In return, the employee is prohibited [&hellip;]","datePublished":"2024-05-14","dateModified":"2025-08-13","author":{"@type":"Person","@id":"https:\/\/www.kentuckycourage.com\/blog\/author\/morgan-collins-yeast-salyer\/#Person","name":"Morgan Collins Yeast Salyer","url":"https:\/\/www.kentuckycourage.com\/blog\/author\/morgan-collins-yeast-salyer\/","identifier":15,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d2f89d15381683963e8e65627f3882481c7bf2c713488d729471ee2ba8677093?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d2f89d15381683963e8e65627f3882481c7bf2c713488d729471ee2ba8677093?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Morgan, Collins, Yeast & Salyer","logo":{"@type":"ImageObject","@id":"https:\/\/www.kentuckycourage.com\/wp-content\/uploads\/2021\/11\/18-mcy-logo-blue.png","url":"https:\/\/www.kentuckycourage.com\/wp-content\/uploads\/2021\/11\/18-mcy-logo-blue.png","width":300,"height":300}},"url":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/"},{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","@id":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/#BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Workers&#8217; Compensation","item":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Employers\u2019 Liability Insurance vs. Workers\u2019 Compensation","item":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/#breadcrumbitem"}]}]