[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/#Article","mainEntityOfPage":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/","headline":"Employers\u2019 Liability Insurance vs. Workers\u2019 Compensation","name":"Employers\u2019 Liability Insurance vs. Workers\u2019 Compensation","description":"Workers\u2019 compensation is a \u201cno-fault\u201d insurance program administered by the state to protect both employees and employers in Kentucky after work-related injuries occur. Workers\u2019 comp pays the injured employee\u2019s medical bills and about two-thirds of their wages as they recover, even if the employee was responsible for their injury. In return, the employee is prohibited [&hellip;]","datePublished":"2024-05-14","dateModified":"2026-10-01","author":{"@type":"Person","@id":"https:\/\/www.kentuckycourage.com\/blog\/author\/morgan-collins-yeast-salyer\/#Person","name":"Morgan Collins Yeast Salyer","url":"https:\/\/www.kentuckycourage.com\/blog\/author\/morgan-collins-yeast-salyer\/","identifier":15,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d2f89d15381683963e8e65627f3882481c7bf2c713488d729471ee2ba8677093?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d2f89d15381683963e8e65627f3882481c7bf2c713488d729471ee2ba8677093?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Morgan, Collins, Yeast & Salyer","logo":{"@type":"ImageObject","@id":"https:\/\/www.kentuckycourage.com\/wp-content\/uploads\/2021\/11\/18-mcy-logo-blue.png","url":"https:\/\/www.kentuckycourage.com\/wp-content\/uploads\/2021\/11\/18-mcy-logo-blue.png","width":300,"height":300}},"url":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=Q8HKzAJJXuk#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=Q8HKzAJJXuk","name":"Third Party Liability Cases In Kentucky","description":"If you need help understanding third party liability cases in Kentucky for workers' comp cases, Kentucky Courage is ready to help.\n\nRead more about this on our site: www.kentuckycourage.com","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/Q8HKzAJJXuk\/default.jpg","https:\/\/i.ytimg.com\/vi\/Q8HKzAJJXuk\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/Q8HKzAJJXuk\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/Q8HKzAJJXuk\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/Q8HKzAJJXuk\/maxresdefault.jpg"],"uploadDate":"2026-10-01T16:21:28+00:00","duration":"PT47S","embedUrl":"https:\/\/www.youtube.com\/embed\/Q8HKzAJJXuk","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCUxQKyC_wIZVBCcX5qZdV3A#Organization","url":"https:\/\/www.youtube.com\/channel\/UCUxQKyC_wIZVBCcX5qZdV3A","name":"Morgan, Collins, Yeast & Salyer","description":"At Morgan, Collins, Yeast and Salyer, PLLC, we believe that sometimes winning a tough case takes courage, Kentucky Courage. It\u2019s what we ask of our clients and what we use to help people like you win your case, even when standing up against big companies or even bigger insurance companies. \n\nWhen you need help, turn to our Kentucky attorneys for help with Car Wrecks, 18-Wheeler Wrecks, Personal Injury, Slip and Fall, Product Liability, Workers\u2019 Comp, Social Security Disability, and more. Since Morgan, Collins, Yeast and Salyer opened, we\u2019ve fought to help thousands of Kentuckians just like you with their cases. Contact us today for a free case evaluation.\n\nMorgan, Collins, Yeast & Salyer\nOffices throughout Kentucky\n1-800-55-WILDCAT\nhttps:\/\/www.kentuckycourage.com\/","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_n-OjsRPTW4sfuO0EmkYoW__ISVJKCcbP2ExQaENwLAMS0=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=Q8HKzAJJXuk#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=Q8HKzAJJXuk#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=Q8HKzAJJXuk&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=Q8HKzAJJXuk#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":1}]]}},{"@context":"https:\/\/schema.org","@type":"BreadcrumbList","@id":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/#BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Workers&#8217; Compensation","item":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Employers\u2019 Liability Insurance vs. Workers\u2019 Compensation","item":"https:\/\/www.kentuckycourage.com\/workers-compensation-attorneys\/employers-liability-insurance-vs-workers-compensation\/#breadcrumbitem"}]}]