[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.kentuckycourage.com\/blog\/i-was-injured-while-traveling-for-work-what-do-i-do-now\/#BlogPosting","mainEntityOfPage":"https:\/\/www.kentuckycourage.com\/blog\/i-was-injured-while-traveling-for-work-what-do-i-do-now\/","headline":"I Was Injured While Traveling for Work. What Do I Do Now?","name":"I Was Injured While Traveling for Work. What Do I Do Now?","description":"If you have been injured while traveling for work in Kentucky, you may qualify for workers\u2019 compensation benefits. You should contact a knowledgeable workers’ compensation lawyer to understand your rights. Workers\u2019 compensation coverage provides medical care and monetary payments when an injured employee cannot work due to a work-related injury or occupational disease. In most […]","datePublished":"2024-06-20","dateModified":"2025-04-11","author":{"@type":"Person","@id":"https:\/\/www.kentuckycourage.com\/blog\/author\/mckinnleymorgan\/#Person","name":"Mckinnley Morgan","url":"https:\/\/www.kentuckycourage.com\/blog\/author\/mckinnleymorgan\/","identifier":14,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bf85300712aac5f2f5566e909ece4e89ea565ca52ef8557588a55d3dd859d24c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bf85300712aac5f2f5566e909ece4e89ea565ca52ef8557588a55d3dd859d24c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Morgan, Collins, Yeast & Salyer","logo":{"@type":"ImageObject","@id":"https:\/\/www.kentuckycourage.com\/wp-content\/uploads\/2021\/11\/18-mcy-logo-blue.png","url":"https:\/\/www.kentuckycourage.com\/wp-content\/uploads\/2021\/11\/18-mcy-logo-blue.png","width":300,"height":300}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kentuckycourage.com\/wp-content\/uploads\/2024\/06\/Injured-While-Traveling-for-Work.jpeg","url":"https:\/\/www.kentuckycourage.com\/wp-content\/uploads\/2024\/06\/Injured-While-Traveling-for-Work.jpeg","height":720,"width":1280},"url":"https:\/\/www.kentuckycourage.com\/blog\/i-was-injured-while-traveling-for-work-what-do-i-do-now\/","about":["Workers' Comp"],"wordCount":1097,"articleBody":"If you have been injured while traveling for work in Kentucky, you may qualify for workers\u2019 compensation benefits. You should contact a knowledgeable workers’ compensation lawyer to understand your rights. Workers\u2019 compensation coverage provides medical care and monetary payments when an injured employee cannot work due to a work-related injury or occupational disease.In most cases, workers\u2019 compensation will not pay for an injury suffered while commuting between your home and your workplace. However, an injury may qualify for coverage if travel is a job requirement. You should ask about workers\u2019 compensation benefits if you have been injured in a car accident during business travel, in an accident at a client\u2019s office, or during employee travels.Unfortunately, many injured employees who need workers\u2019 compensation benefits are unfamiliar with their rights. Most workers don\u2019t know what types of travel accident compensation workers\u2019 comp law provides. Some employers and insurance companies discourage workers\u2019 compensation claims in hopes of saving money.This is why it’s a good idea for an injured employee to consult a workers\u2019 compensation lawyer any time an on-the-job injury puts them out of work. Our law firm, Morgan, Collins, Yeast & Salyer, offers a free case evaluation to review your legal options. Our law firm has recovered more than $400 million in workers\u2019 compensation benefits for our hardworking Kentucky clients in Lexington and in towns across Kentucky. Our lawyers are known for their Kentucky Courage\u2122 when standing up to insurance companies on behalf of injured workers. We are ready to fight for you.Were You On the Job When Injured?In general, an employee is eligible for workers\u2019 compensation if he or she suffers an injury arising from the course and scope of employment and the employee is unable to return to work for a week or longer because of the injury. Many work-related injuries happen at job sites. But workers’ compensation also covers injuries sustained away from the workplace if the employee is on the clock and engaged in work duties when the accident occurs.If you drive as part of your job and are injured in a car accident while working, your injuries should be covered by workers\u2019 compensation. This applies to commercial drivers, delivery drivers, and accidents that occur while traveling between your employer\u2019s office locations during a workday.Non-driving accidents, such as a slip-and-fall accident that occurs while at the destination of business-related travel, may also qualify for benefits. This would include accidents at business meetings or work-sponsored trade shows, for example.However, under the coming-and-going rule, an employee\u2019s daily commute is not part of the job. Injuries that occur during the daily commute generally are not covered by workers\u2019 compensation. But there are exceptions to the coming and going rule.Kentucky courts have said workers\u2019 comp may cover an employee\u2019s injury if it occurs on the employer\u2019s operating premises. An employee remains in the course of his or her employment for the reasonable amount of time required to arrive at or depart from their work site. In Barnette v. Hospital of Louisa, Inc., 64 S.W.3d 828 (Ky. 2002), the court said a worker injured while on the employer\u2019s operating premises solely to pick up her paycheck was covered because picking up her pay was a work-related activity.An injury that occurs while the worker is on a personal mission that substantially deviates from their employment is not considered work-related, even if it occurs on the employer\u2019s operating premises.You should discuss the facts of your accident with an experienced workers’ compensation attorney.What To Do Immediately After a Work Travel Injury?If you are injured while traveling for work, you should do your best to document what has happened to you. You should:Contact a workers\u2019 compensation lawyer. Don\u2019t be left wondering whether your injuries should be covered by workers comp benefits. A Kentucky worker\u2019s compensation lawyer can review what happened to you and help you seek the full workers\u2019 comp travel accident compensation you are eligible to claim under Kentucky law.Seek medical attention. Inform the medical provider that the accident occurred while you were at work. Keep copies of medical records documenting your injury.Notify your employer. Report the accident to your employer promptly. Your employer must notify their workers\u2019 compensation insurance carrier of an employee\u2019s work-related injury within three working days of being notified by the employee.Document everything. Save records and receipts, and take notes and photos to document accident details, medical treatment, witnesses, and expenses. Save a copy of any work memo or email that identifies why you were traveling for work. All of this will be useful if your employer disputes your workers\u2019 compensation claim.What Workers\u2019 Comp Could I Receive for a Travel Injury?Workers\u2019 compensation benefits in Kentucky generally cover three major areas:All medical expenses related to the covered injury,Payment of about two-thirds of the employee\u2019s average weekly wage while out of work,Payments for injuries that result in permanent impairment.Numerous factors can affect the amount of benefits awarded by a workers\u2019 comp administrative law judge or in a workers’ compensation settlement negotiated with a workers\u2019 compensation insurer. The employee\u2019s age, average weekly wages, prospects for returning to work, and impairment rating can all affect the amount of compensation.Are There Other Options for Compensation?If you are injured while driving as part of workday travel and another motorist was at fault, you may have a right to file a claim against the at-fault driver and demand compensation for your injuries. A car accident attorney at Morgan, Collings, Yeast & Salyer can review the details of the auto accident and discuss whether you are eligible to pursue a personal injury lawsuit against another driver.As your workers\u2019 compensation attorneys, Morgan, Collins, Yeast & Salyer will examine all possibilities for pursuing a third-party claim and seeking additional compensation for you.Contact Our Kentucky Workers\u2019 Comp Attorneys TodayIf you have suffered an injury while traveling for your job in Kentucky, don\u2019t wait for your workers\u2019 compensation claim to be denied so you can get legal guidance. Workers’ compensation insurance is designed to protect employees injured in legitimate workplace accidents. Our workers\u2019 compensation lawyers at Morgan, Collins, Yeast & Salyer can help you demand the full workers\u2019 comp benefits available by law. Our law firm offers a free consultation to all prospective clients to discuss your legal options.If we don\u2019t recover workers\u2019 compensation benefits for you, you will not owe us a fee for our legal assistance."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.kentuckycourage.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"I Was Injured While Traveling for Work. What Do I Do Now?","item":"https:\/\/www.kentuckycourage.com\/blog\/i-was-injured-while-traveling-for-work-what-do-i-do-now\/#breadcrumbitem"}]}]